Which Statement Is True About Medical Expense Coverage Under the Boatowners

Which statement is true about medical expense coverage under the boatowners package policy?

A) It pays the medical expenses of a covered person who is injured while in the boat.
B) It pays the medical expenses of another boat operator who is injured as a result of negligent operation of the boat by the insured.
C) It pays the medical expenses of a swimmer or a water skier being towed by another boat if he or she is hit by the insured's boat.
D) It pays the medical expenses of someone on a dock or pier if the insured's boat hits the dock or pier and injures someone.