Which of the following statements is (are)true with respect to the use of credit-based insurance scores as an auto insurance rating factor?
I.Insurers claim that drivers who have poor insurance scores are expected to have relatively more accidents.
II.The use of insurance scores in personal lines underwriting is controversial.

Question

Quizplus · Accepted Answer

Insurers do claim that drivers with poor insurance scores are expected to have more accidents, and the use of credit-based insurance scores in personal lines underwriting is indeed controversial.

Which of the Following Statements Is (Are)true with Respect to the Use