Which of the following statements is true about uninsured motorists coverage under the Personal Auto Policy?

Question

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Uninsured motorists coverage provides protection for the insured in case they are involved in an accident with a driver who does not have insurance. The insured collects from their own insurer, and the insurer can try to recoup the loss payment from the other driver. This coverage is designed to protect the insured, regardless of who is at fault for the accident. The benefits are not limited to medical expenses, as they can also cover things like property damage and lost wages. While some states may require the purchase of uninsured motorists coverage, this is not true for all states.

Which of the Following Statements Is True About Uninsured Motorists