Which of the Following Statements About the Insurer's Obligation to Provide

Which of the following statements about the insurer's obligation to provide a legal defense under the personal liability coverage (Coverage

A) I only
B) II only
C) both I and II
D) neither I nor II
E) of the homeowners policy is (are) true? I.The insurer agrees to defend the insured only if the suit is not groundless,false,or fraudulent.
II.The insurer's obligation to defend the insured ceases after the amount paid for damages from an occurrence equals the policy limit.