One type of managed care plan has a network of preferred providers.When care is needed,the member has the option to seek care in the network or to go outside the network.If care is received outside the network,the member must pay substantially higher deductibles and coinsurance.This type of managed care plan is a(n)

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The description given matches that of a point-of-service (POS) plan, where members can choose to receive care from providers within a network of preferred providers or go outside the network, but would have to pay higher deductibles and coinsurance if they do so. A staff model plan refers to a type of HMO, where physicians are employed by the plan and work out of a central location. An individual practice association (IPA) plan is another type of HMO where physicians have their own individual practices but are contracted with the plan. A network model plan is a more general term that could refer to any managed care plan that has a network of providers.

One Type of Managed Care Plan Has a Network of Preferred