All of the following are typical characteristics of individual medical expense coverage EXCEPT

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First-dollar coverage is not a typical characteristic of individual medical expense coverage. With first-dollar coverage, the insurance policy pays for covered medical expenses immediately, without requiring the insured to pay a deductible or coinsurance. However, most individual medical expense coverage policies do require deductibles and coinsurance, and provide broad coverage for a range of medical expenses.

All of the Following Are Typical Characteristics of Individual Medical