An insurer denied payment of the life insurance proceeds to the beneficiary.The insurer claimed that during the application process,the insured hinted that she might be concealing something material.The life insurance agent made a note about this possibility and filed it with other related documents sixteen months ago when the policy was written.Which life insurance contractual provision protects the beneficiary by not permitting the insurer to introduce his outside information to deny the claim?

Question

Quizplus · Accepted Answer

The entire contract clause ensures that only the documents contained in the policy itself are considered part of the contract, preventing the insurer from using outside information to deny a claim.

An Insurer Denied Payment of the Life Insurance Proceeds to the Beneficiary.The