In bank regulation in the United States there is a strong emphasis on

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Bank regulation in the United States is primarily aimed at limiting depositor risk. This is accomplished through a variety of measures, such as requiring banks to maintain certain levels of capital and reserves, establishing deposit insurance programs like the FDIC, and conducting periodic stress tests to ensure that banks can withstand adverse economic conditions. The goal is to protect depositors from losses in the event of a bank failure, which can have serious economic and social consequences.

In Bank Regulation in the United States There Is a Strong