Generally speaking, wealth starts out negative, turns positive, then approaches zero near the end of life.

Name: Generally speaking, wealth starts out negative, turns positive, then approaches zero near the end of life.
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Wealth starts out negative because of the costs of raising a child, then turns positive as the child becomes an adult and earns an income, and then approaches zero near the end of life as the person retires and spends down their savings.

Generally Speaking, Wealth Starts Out Negative, Turns Positive, Then Approaches