In General,the Presence of Insurance Against the Negative Outcome of an Event

In general,the presence of insurance against the negative outcome of an event (e.g. ,fire insurance) tends to

A) lessen the likelihood of the event.
B) have no effect on the likelihood of the event.
C) raise awareness of the event.
D) decrease the incentive to prevent the event.
E) increase the incentive to prevent the event.