As It Applies to Insurance,the Adverse Selection Problem Is the Tendency

As it applies to insurance,the adverse selection problem is the tendency for

A) those most likely to collect on insurance to buy it.
B) those who buy insurance to take fewer precautions to avoid the insured risk.
C) sellers to price-discriminate.
D) sellers to restrict output and charge high prices.
E) buyers opt for the cheapest deal even if they are under-insured.