All of the Following Are Reasons for an Employer to Purchase

All of the following are reasons for an employer to purchase employers liability insurance EXCEPT

A) to cover the suits of injured employees of small employers in states where workers compensation is not mandatory for small employers.
B) to cover suits arising from injuries or diseases which are not covered under workers compensation laws.
C) to cover third-party over cases that arise from injuries to an employee.
D) to cover suits by employees who seek damages for discriminatory labor practices.