A Navigation Error Caused a Cargo Ship to Run Aground

A navigation error caused a cargo ship to run aground on a reef.The ship,valued at $1.5 million,was carrying $1.5 million in grain and $1.5 in electronic devices.The ship sustained $150,000 in physical damage.If this loss is a "particular average" loss,how will the loss be settled?

A) the owners of each of the three interests are responsible for $50,000
B) the owner of the ship is responsible for the entire $150,000 loss
C) the two cargo owners are each responsible for $75,000 of the loss
D) the owner of the ship is responsible for the first $100,000 of the loss,and the two cargo owners are each responsible for $25,000 of the loss