Which of the following statements about uninsured motorists coverage is true?

Question

Quizplus · Accepted Answer

Uninsured motorists coverage typically requires the innocent motorist to establish that the uninsured motorist is legally liable in order to receive coverage. This is because uninsured motorists coverage is designed to cover damages that the uninsured motorist would have been responsible for if they had insurance. The amount of coverage and the specific coverage options may vary by state, but it is not required to be at least $300,000 in most states. While bodily injury is not covered in all states, property damage is typically covered. The cost of uninsured motorists coverage varies by insurer and individual policy, but it is not necessarily very expensive and may be affordable for many insureds.

Which of the Following Statements About Uninsured Motorists Coverage Is