A credit-based score that is highly predictive of future claims cost is an individual's

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An insurance score is a credit-based score that measures the likelihood of an individual filing a claim and the potential cost of that claim. It is used by insurance companies to determine premiums and underwriting decisions. A CLUE score is a report of an individual's insurance claims history and does not incorporate credit-based information. A loss ratio score calculates the ratio of premiums paid to claims reimbursed and is not an individualized score. An underwriting score is a more general assessment of risk factors and does not necessarily include credit-based information.

A Credit-Based Score That Is Highly Predictive of Future Claims