Which of the Following Statements About a Common Accident Provision

Which of the following statements about a common accident provision in a major medical insurance policy is true?

A) It specifies the types of accidents that are covered without deductibles or coinsurance.
B) It specifies the method for apportioning insurance coverage among two or more policies covering an accident.
C) It specifies that only one deductible has to be satisfied if two or more family members are injured in the same accident.
D) It provides disability income benefits if an insured is disabled from an accident that also results in medical expenses.