Which of the Following Statements About Individual Disability Income Policies

Which of the following statements about individual disability income policies is true?

A) Benefits are typically paid only for disabilities resulting from sickness.
B) Benefits paid for partial disabilities are usually greater than benefits paid by the same policy for total disabilities.
C) Most policies pay a benefit equal to 100 percent of the disabled person's lost income.
D) Newer policies often provide or make available a residual disability benefit for persons who are able to work but at a reduced income.