ABC Insurance Has Always Used the Exclusive Agency System to Market

ABC Insurance has always used the exclusive agency system to market coverages.ABC,however,cannot afford full-time agents in sparsely-populated areas.To reach customers in these areas,ABC enters into agreements with local independent agents.Using more than one marketing system is called employing a

A) direct response system.
B) general agency system.
C) multiple distribution system.
D) branch office system.