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Mrs Barker Has a Poodle That She Loves Very Much

Question 19

Multiple Choice

Mrs. Barker has a poodle that she loves very much. The poor little dog is killed in a house fire, and Mrs. Barker asks her homeowners insurance company to pay $100,000 for the loss of the dog. The insurer denies the claim. On what grounds would it be able to do this?


A) Too much moral hazard potential exists with the loss of pets.
B) It's impossible to measure, economically, the value of a beloved pet.
C) Animals are never insurable items.
D) The insurer could not legally deny the claim.

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