If you were a life insurance underwriter, asking which of the following underwriting questions would probably be socially unacceptable to an insurance applicant?
A) Have you ever tested positive for HIV?
B) Have you smoked any tobacco products within the last year?
C) Are you heterosexual, homosexual, or bisexual?
D) Have you traveled to a foreign country within the last ten years?

Question

Quizplus · Accepted Answer

This question is asking for the applicant's sexual orientation, which is considered a private matter and is not relevant to their risk of mortality. It could be perceived as invasive and potentially discriminatory. Questions A, B, and D are all acceptable and relevant to determining the applicant's risk level.

If You Were a Life Insurance Underwriter, Asking Which of the Following