Evan Has His House Insured for $200,000

Evan has his house insured for $200,000. He sells the house to Ann for $225,000. Three days after the sale is complete the house is destroyed by fire. Evan has not canceled his homeowner's insurance policy, so he decides to file a claim for losses caused by the fire. What will most likely happen?

A) Evan will collect $200,000 in insurance payments.
B) Evan will collect $200,000 in insurance payments ONLY IF Ann has not yet purchased a homeowner's policy of her own.
C) Evan will collect nothing because he has no insurable interest.
D) Ann will collect $200,000 from Evan's insurer.