Since the homeowners' insurance policy is written by the insurer, ambiguities are interpreted in favor of the insured.

Name: Since the homeowners' insurance policy is written by the insurer, ambiguities are interpreted in favor of the insured.
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This is a general principle in insurance law known as the rule of contra proferentem, which means that in case of doubt or ambiguity, the interpretation should be favored towards the party that did not write the contract (i.e., the insured).

Since the Homeowners' Insurance Policy Is Written by the Insurer