All of the Following Are Rights Extended to Mortgagees (Banks)under

All of the following are rights extended to mortgagees (banks) under the mortgage clause in the HO contract except:

A) to sue under the policy in its own name
B) to foreclose on property if the insured homeowner tries to defraud the insurer
C) to submit proof of loss if the insured fails to do so
D) has an additional 5 days over the insured for notice of cancellation