Britney and Kevin were painting their backyard fence with a spray gun. A strong gust of wind blew paint on the neighbor's house. The neighbor sued them for all the clean-up costs. Which of the following is true about Britney and Kevin's HO policy?

Question

Quizplus · Accepted Answer

This liability would be covered under the personal liability coverage of Britney and Kevin's HO policy. The policy covers liability for bodily injury or property damage caused by the insured or their family members anywhere in the world. While the damage occurred off their premises, it was caused by their actions on their own property.

Britney and Kevin Were Painting Their Backyard Fence with a Spray