Ron's PAP has a $500 deductible for Collision and a $0 deductible for Other Than Collision. Ron collides with a wild deer,causing $6,000 of damage to his car. He can recover from the insurer:
A)$6,000
B)$5,500
C)$6,500
D)$0

Question

Quizplus · Accepted Answer

Collisions with animals are typically covered under "Other Than Collision" (comprehensive) coverage, which has a $0 deductible in Ron's policy. Therefore, he can recover the full $6,000.

Ron's PAP Has a $500 Deductible for Collision and a $0