Which of the Following Is True

Which of the following is true?

A) Term life insurance is most suitable when the need for protection is permanent.
B) Decreasing term insurance is useful when the insured's debt is increasing at a steady, predictable rate.
C) Whole life insurance is best when the insured desires temporary coverage because its cash values will refund nearly all premiums paid.
D) Whole life insurance can provide funds whether the insured dies or survives the policy period.