Brak Purchased a $25,000 Life Insurance Policy from INSCO on January

Brak purchased a $25,000 life insurance policy from INSCO on January 1. After failing his introductory insurance class, he committed suicide on December 15 of the same year. At the time of his death, he had paid $1,500 in premiums, and his policy had a cash value of $600. How much will INSCO pay Brak's beneficiary, assuming that the policy contained a 2-year suicide clause?

A) $600
B) $1,500
C) $23,500
D) $1,500 plus interest