Which of the following is a cost shifting technique in health insurance?

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Quizplus · Accepted Answer

Increased deductibles are a cost shifting technique where the insured pays a higher deductible amount before the insurance company starts covering the costs. This shifts the cost burden from the insurance company to the insured. Utilization review, generic drugs and second opinions are strategies to reduce costs but not necessarily cost shifting techniques.

Which of the Following Is a Cost Shifting Technique in Health