The most disabling fear disorder is agoraphobia.

Name: The most disabling fear disorder is agoraphobia.
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Agoraphobia is a fear disorder characterized by a fear of being in situations where escape might be difficult or embarrassing, or where help may not be available in the event of a panic attack or other distressing symptom. It is considered the most disabling of the anxiety disorders as it can severely limit a person's ability to leave their home or engage in normal daily activities.

The Most Disabling Fear Disorder Is Agoraphobia