When Rebecca, a travel agent, evaluates Rick's ability to pay (as part of determining if he is a qualified prospect); she should not only be concerned about how much money he actually has at this time, but also his creditworthiness.

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Evaluating Rick's creditworthiness can give Rebecca a better understanding of his long-term financial stability and ability to pay for travel expenses later on. It is an important factor in determining if he is a qualified prospect.

When Rebecca, a Travel Agent, Evaluates Rick's Ability to Pay