In the context of small businesses, which of the following is true of debt securities?

Question

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Small companies often rely on loans from commercial banks as they may not have access to other sources of financing such as publicly issued debt or equity financing. Commercial banks may be more willing to lend to small businesses on a short-term basis rather than making long-term loans. Insurance companies may also be a source of financing for small businesses, but their preferences for short-term or long-term loans may vary depending on the company.

In the Context of Small Businesses, Which of the Following