Jerry is a working-class black man with good credit.He needs to take out a loan to pay for some improvements to his house.Several banks denied his request for a loan because the neighborhood he lives in is considered risky for real-estate investments.Jerry is the victim of
A)overt discrimination.
B)personal discrimination.
C)quiet discrimination.
D)institutional racism.

Question

Quizplus · Accepted Answer

Jerry's inability to get a loan is not due to the actions of any individual, but rather because of the discriminatory practices and policies of the banking institutions that maintain systemic racism. This is an example of institutional racism, where discriminatory practices and policies are embedded in the social or political institutions of society.

Jerry Is a Working-Class Black Man with Good Credit