Tonie Loaned a Friend $5,000 to Take a Cruise

Tonie loaned a friend $5,000 to take a cruise.In the current year,Tonie's friend declares bankruptcy and the debt is considered totally worthless.What amount may Tonie deduct on her individual income tax return for the current year as a result of the worthless debt,assuming she has no other capital gains or losses for the year?

A) $3,000 short-term capital loss
B) $5,000 short-term capital loss
C) $2,000 short-term capital loss
D) $5,000 ordinary loss
E) $3,000 ordinary loss