Most college students perceive themselves as less likely than their average classmates to go deeply into debt on their high-interest credit cards. This best illustrates

Question

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This scenario describes unrealistic optimism, which is the tendency for people to believe they are less likely to experience negative events than others. College students may believe they can manage their credit card debt better than their peers, which is an example of unrealistic optimism. The other options are not related to this scenario.

Most College Students Perceive Themselves as Less Likely Than Their