Courtney's employer provides her with an insurance plan that requires her to obtain approval before being admitted to the hospital for surgical procedures. Which variation of health coverage does this illustrate?

Question

Quizplus · Accepted Answer

Managed care plans often require policyholders to obtain pre-approval or referrals before accessing certain medical services, such as hospital admission for surgery. This is done to control costs and ensure that care is provided in a cost-effective manner. Health maintenance organizations (B) are a specific type of managed care plan. Employee wellness (C), flexible spending accounts (D), and consumer-driven health plans (E) do not typically require pre-approval for hospital admissions.

Courtney's Employer Provides Her with an Insurance Plan That Requires