Which Strategy Can Be Legally Adopted by Organizations Looking to Restructure

Which strategy can be legally adopted by organizations looking to restructure the workforce to minimize the expense of benefits?

A) using more independent contractors rather than hiring additional employees
B) limiting the coverage on life insurance based upon an employee's age
C) using more full-time rather than part-time employees
D) recruiting new employees instead of demanding overtime from existing employees
E) substituting HMO and PPO plans with traditional health insurance plans