Coinsurance rates are generally higher in HMOs than in fee-for-service plans.(Features of Health-Care Plans)

Question

Quizplus · Accepted Answer

Coinsurance rates are generally lower in HMOs (Health Maintenance Organizations) because they emphasize preventive care and have negotiated rates for services within their network, unlike fee-for-service plans where the patient has more flexibility but might face higher coinsurance rates for services.

Coinsurance Rates Are Generally Higher in HMOs Than in Fee-For-Service