In consumer-driven health care plans,the third tier is the difference between the amount of money in the individual's pretax account and the insurance plan's deductible amount.(Consumer-Driven Health Care)

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In consumer-driven health care plans, the third tier typically involves the individual paying 100% of their medical expenses out-of-pocket until they reach their deductible, after which traditional insurance coverage begins. The description provided mixes concepts of health savings accounts (HSAs) or health reimbursement arrangements (HRAs) with deductible structures, rather than accurately defining a tier.

In Consumer-Driven Health Care Plans,the Third Tier Is the Difference