Which of the following is not a reason stated for small business failure?

Question

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Buying too little on credit and not being lenient enough with credit paying customers is not a commonly cited reason for small business failure. In fact, the opposite behavior of buying too much on credit and being too lenient with customers who don't pay can lead to financial difficulties. The other three reasons listed (managerial incompetence, inadequate financial planning, and borrowing money without a clear plan for repayment) are commonly cited reasons for small business failure.

Which of the Following Is Not a Reason Stated for Small