A Person Is Most Likely to Be Pleased with an HMO

A person is most likely to be pleased with an HMO for health coverage if he or she:

A) is primarily interested in getting coverage at lower cost than traditional health insurance.
B) wants to be able to choose any doctor in town.
C) doesn't mind doing extra paperwork if it will guarantee getting the desired treatment.
D) likes the idea of having a medical spending account that can be used for most routine expenditures without having to get approval from the carrier.