What Options Does a Payee Have Who Is Holding a Check

What options does a payee have who is holding a check payable to her?

A) She must seek payment directly from the drawee bank.
B) She must seek payment on the check, either directly from the drawee bank or by depositing the check in her account at her own bank.
C) She may seek payment form the drawee bank, seek payment by depositing the check in her account at her own bank, or she may indorse the check to another person, so long as the indorsement has been approved by the drawer.
D) She may seek payment from the drawee bank, seek payment by depositing the check in her account at her own bank, or she may indorse the check to another person, so long as the indorsement has been approved by the drawee.
E) She may seek payment from the drawee bank, seek payment by depositing the check in her account at her own bank, or she may indorse the check to another person, and such indorsement does not need the approval of the drawer or drawee.