A state may pass its own exemption laws and require debtors in that state to follow the state exemptions,without an option to choose the federal exemptions.

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Quizplus · Accepted Answer

This is true. Each state has its own set of exemption laws that determine what property a debtor can keep from creditors. Some states allow debtors to choose between state and federal exemptions, while others require debtors to follow state exemptions exclusively.

A State May Pass Its Own Exemption Laws and Require