A homeowner's policy is a comprehensive insurance policy that includes coverage for the real and personal risks covered by a fire insurance policy,as well as personal liability insurance.

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A homeowner's policy includes coverage for the risks covered by a fire insurance policy, such as damage from fire, smoke, and explosions, as well as personal liability insurance, which covers bodily injury or property damage that the policyholder is legally responsible for causing. It also typically includes coverage for other types of damage, such as water damage, theft, and vandalism.

A Homeowner's Policy Is a Comprehensive Insurance Policy That Includes