What Are the Two Primary Duties of Insurers to Their

What are the two primary duties of insurers to their insured?

A) pay legitimate claims, and act to minimize losses to the insured
B) pay legitimate claims, and make sure the insured purchases appropriate and adequate levels of insurance
C) pay legitimate claims, and make sure that the proceeds paid for claims are properly used
D) pay legitimate claims, and defend the insured against lawsuits brought in connection with claims covered by the policy
E) minimize risks to the insured, and provide reasonably-priced coverage