Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 makes it more difficult for debtors to file for bankruptcy and have their unpaid debts discharged.

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The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 does indeed make it more difficult for debtors to file for bankruptcy and have their unpaid debts discharged. This law introduced means tests to determine a debtor's eligibility for different types of bankruptcy, mandated credit counseling before filing, and added new restrictions on the timing and frequency of bankruptcy filings.

Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 Makes