One cause of the increase in health care cost is the fact that Americans are typically unwilling to accept the explicit rationing of resources that would involve, for example, denying heart transplants to people in their seventies or mammograms to women in their thirties.
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Q3: The free rider problem is a problem
Q4: The adverse selection problem in insurance occurs
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Q10: Having a large percentage of uninsured people
Q11: There is currently a legally recognized claim
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