Matheson's car was damaged when a hurricane hit the town he lived in.But since his car was insured, it was restored.Matheson himself was severely injured in the disaster, rendering him a paraplegic.Matheson was forced to hire a chauffer to drive him around.
-If Matheson wishes to be covered for the possibility of the chauffer getting into an accident, he would require a(n)________.

Question

Quizplus · Accepted Answer

An omnibus clause in an automobile insurance policy provides coverage for any driver who is operating the insured vehicle with the owner's permission. This would cover the chauffer in the event of an accident while driving Matheson around. The collision clause provides coverage for damages to Matheson's car in the event of a collision, while the deductibility clause would apply to any deductible that Matheson would have to pay before the insurance coverage kicks in. The double indemnity clause would provide extra coverage in case of accidental death or dismemberment. None of these clauses are relevant to Matheson's situation of needing coverage for his chauffer.

Matheson's Car Was Damaged When a Hurricane Hit the Town