In which of the following cases is an overdraft created in a drawer's account?

Question

Quizplus · Accepted Answer

In an overdraft situation, the drawer has issued a check for an amount that exceeds the balance in his/her account. Thus, when the check is presented for payment, there are insufficient funds to cover the amount of the check, creating an overdraft. The other options describe situations where the drawer has not necessarily issued a check with insufficient funds. In option B, the drawer has issued a stop-payment order, which means the check should not be paid at all. In option C, the amount on the check has been altered, which means it may not be a properly payable check. In option D, the check has simply expired after six months and may no longer be valid, but this does not necessarily mean that an overdraft has been created.

In Which of the Following Cases Is an Overdraft Created