A bank's refusal to certify a check does not amount to the dishonor of the check.

Question

Quizplus · Accepted Answer

Certification of a check by a bank means that the bank guarantees the availability of funds to cover the check at the time of its presentation. However, a bank may refuse to certify a check if the account holder does not have sufficient funds or if there are any irregularities in the check. This does not constitute dishonor of the check, as the check has not yet been presented for payment.

A Bank's Refusal to Certify a Check Does Not Amount