Kate is granted a Chapter 7 discharge after filing for bankruptcy.However,she still has about $20,000 of unsecured debt in the form of credit card debt.Which of the following is true in this case?

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When a debtor is granted a Chapter 7 discharge, most of their unsecured debts are wiped out, including credit card debt. This means that Kate is legally relieved of the $20,000 in credit card debt and is not liable to pay it back. Kate's exempt property is protected and her future earnings are not affected by the discharge. The only exception would be if there were any non-dischargeable debts, but credit card debt is typically dischargeable.

Kate Is Granted a Chapter 7 Discharge After Filing for Bankruptcy.However,she